Brandon Miller   Jan 27, 2012 1 Comments

 

125-debt=erase

Money Talks News just featured a guest post from a social worker who wiped out $37,000 of debt in one year. How’s that for inspiring? Or maddening, if you're the envious type. As someone with an outstanding mound of student debt, I find it personally inspiring. Here are some reasons why.

Cassie   Jan 27, 2012 0 Comments

Bath Body Works Canada B3G3

Today's Coupons:
Coupon: $1.50 off any U by Kotex product. Valid until February 9, 2012.

Today's Deals:
Old Navy: 15% off everything online. Enter promo code ONSAVE15 at checkout. Valid January 27, 2012 only.
Northern Reflections: 40% off any one regular priced item in store. Valid until January 29, 2012.
Abercrombie & Fitch: 25% off your entire purchase online and in store. Enter promo code 10562 if you plan to shop online. Valid until January 29, 2012.
Yankee Candle: $10 off your purchase of $25 or more in store with this coupon. Valid until February 12, 2012.
Addition Elle: 25% off your entire order online. Enter promo code AJAN25 at checkout. Valid until January 28, 2012.
Bath & Body Works: Buy 3, get 3 free on all Signature Collection items in store. Valid until January 28, 2012.
Zellers: $5 off your purchase of $30 or more on denim in store with this coupon. Valid until January 29, 2012.


Happy shopping!


Cassie Howard is a stay at home mom living in Mississauga, Ontario. She writes daily on her personal finance blog, MrsJanuary.com – a website dedicated to frugal living. She’s what many would call an extreme couponer and saves a minimum of 50% off her grocery bill every week by using coupons.

: 12:32 PM in Deal of the Day
Cassie   Jan 26, 2012 0 Comments

Canada Free Liberte Yogurt

Today's Coupons & Freebies:
Freebie: Free Liberte yogurt when you share your new years resolution.
Coupon: $1 off Snuggle fabric softener. Valid until March 31, 2012.

Today's Deals:
The Bay: 70% off Advancia cookware sets online. Valid until January 27, 2012.
Banana Republic: 40% off sale styles online. Enter promo code BRC40SALE at checkout. Valid until January 30, 2012.
Mastermind Toys: FREE gift with every $50 purchase (limit 2 per customer) with this coupon. Valid January 27-28, 2012.
Bootlegger: All jeans are B1G1 50% off. Valid online and in store for a limited time.
Abercrombie & Fitch: 25% off your entire purchase online and in store. Valid until January 29, 2012. Enter promo code 10462 at checkout.


Happy shopping!


Cassie Howard is a stay at home mom living in Mississauga, Ontario. She writes daily on her personal finance blog, MrsJanuary.com – a website dedicated to frugal living. She’s what many would call an extreme couponer and saves a minimum of 50% off her grocery bill every week by using coupons.

: 12:21 PM in Deal of the Day
Brandon Miller   Jan 25, 2012 44 Comments

124-postage-stamps-canada-cost
Do you know how much it costs to mail a letter?

Up until last week, I didn’t. I am a child of the e-mail generation and I don’t use snail mail very often. I pay most of my bills online. I send e-cards and Facebook event invites. I love getting mail, but I rarely send it.

But I’ve recently started using coupons, and recently agreed to trade coupons with a few people across the country. It was only then that I discovered the cost of sending letters was much higher than I remembered. And that cost just rose two cents.

Cassie   Jan 25, 2012 0 Comments

Cora Canada Free Cocktail

Today's Deals:
Le Chateau: 40% off clearance items online, for a limited time.
Northern Reflections: 30% off already reduced merchandise in store. Valid for a limited time.
Cora Restaurant: Free fruit cocktail when you purchase any meal worth $7 or more. Valid until January 31, 2012.
Trade Secrets: 20% off your entire purchase when you wear pink in store. Valid January 25, 2012.
Chapters: Up to 75% off clearance items online. Valid for a limited time.
Cineplex: Get $5 back when you spend $20 online and pay with Paypal. Valid for a limited time.
American Apparel: 20% off your entire purchase online. Valid until January 30, 2012.


Happy shopping!


Cassie Howard is a stay at home mom living in Mississauga, Ontario. She writes daily on her personal finance blog, MrsJanuary.com – a website dedicated to frugal living. She’s what many would call an extreme couponer and saves a minimum of 50% off her grocery bill every week by using coupons.

: 12:51 PM in Deal of the Day
Kerry K. Taylor   Jan 24, 2012 10 Comments

123-cheap-wine
James Nevison has a thrifty eye for tasty wines. Nevison, The Province's wine columnist (they call him the 'Wine Guy') and a 10-year veteran of wine tasting, has a proven palate for pairing poultry with Pinot Gris.

These days Nevison wants you to enjoy the best wines for less money. With the help of his new app, Had a Glass, wine enthusiasts can take his top 100 wine list to the liquor store and pick a winner for well under $20. No more battling bottle labels and perusing point-based reviews. Nevison has scoured the shelves and has hand-picked the top buys across Canada.

The wine descriptions in Had a Glass are wittily written and easily read, and can be searched by price, country, wine type, food pairing, and occasion.

I asked Nevison to share his top tips for picking the perfect wine on a tight budget.

Cassie   Jan 24, 2012 0 Comments

Canada-Free-Lean-Cuisine

Today's Freebies:
Freebie: Free Lean Cuisine when you "like" lean Cuisine on Facebook and click "I'm In" under "Reap The Rewards". Valid January 24, 2012.

Today's Deals:
Talize: 50% off everything in store. Valid February 6, 2012 only. Doors open at 7am.
The Gap: 30% off your entire order online. Enter promo code GAPCBRIGHT at checkout. Valid until January 25, 2012.
The Bay: 1 million HBC rewards points when you buy any Dyson heater or air multiplier. Valid online, until January 29, 2012.
Eco Kids: 40% off natural and eco art supplies online. Valid for a limited time.
Staples: 10% off your entire purchase in store with this coupon. Valid January 27-28, 2012.
Shoppers Drug Mart: All seniors receive 20% off your purchase, plus a $10 gift card when you spend $50 or more in store. Valid January 26, 2012.


Happy shopping!


Cassie Howard is a stay at home mom living in Mississauga, Ontario. She writes daily on her personal finance blog, MrsJanuary.com – a website dedicated to frugal living. She’s what many would call an extreme couponer and saves a minimum of 50% off her grocery bill every week by using coupons.

: 12:50 PM in Deal of the Day
Melanie Epp   Jan 23, 2012 13 Comments

Vacation-rental-scam
You’re excited. You and your family and friends have finally planned that vacation you’ve been talking about for years. You’ve found a time that works well for everyone and a rental unit that won’t break the bank. In fact, the deal that you found is almost too good to be true – a true sign that it quite probably is. 

This story might sound like a precautionary tale, but it’s happened to many an unsuspecting vacationer, including a group of ladies made up of three generations of family and friends from Quebec. When the ladies arrived at their beachfront rental unit in Fort Lauderdale, Florida, they weren’t the first group to come face to face with the homeowner – and a sign stating that the home was actually not up for rent. In fact, this particular homeowner has now turned away a total of 4 vacationing families. Dozens more in the area have had similar experiences. 

Cassie   Jan 23, 2012 0 Comments

Canada Free Fries Supreme Taco Bell

Today's Freebies:
Freebie: Free small fry from Burger King in store. Valid January 27, 2012 only.
Freebie: Free Prai 24K Golden Caviar sample.
Freebie: Free pair of glasses from Clearly Contacts. Valid January 25, 2011, for first time customers only. Enter promo code FIRSTPAIRFREECA at checkout. You must pay for shipping, which is around $10.

Today's Deals:
Petcetera: Free $25 gift card when you spend $50 in store. Gift card can be used on future purchases of $50 or more. Valid until January 29, 2012.
Shoppers Drug Mart: Free $10 gift card when you spend $50 or more in store. Valid from January 24-27, 2012. Manitoba and Saskatchewan must spend a minimum of $60.
Build A Bear: $5 off your purchase of $25 or more in store with this coupon. Valid until February 14, 2012.
Reitman's: 20% off all new arrivals online, for a limited time.
Bulk Barn: $3 off your purchase of $10 or more in store with this coupon. Valid until February 2, 2012.
Taco Bell: Free Fries Supreme with any 20oz Pepsico drink purchase. Present this coupon. Valid until February 12, 2012.


Happy shopping!


Cassie Howard is a stay at home mom living in Mississauga, Ontario. She writes daily on her personal finance blog, MrsJanuary.com – a website dedicated to frugal living. She’s what many would call an extreme couponer and saves a minimum of 50% off her grocery bill every week by using coupons.

: 12:35 PM in Deal of the Day
Melanie Epp   Jan 22, 2012 281 Comments

11-tips

The Toronto Star published an interesting article earlier this week. The article on tipping practices in Toronto is bound to do more than raise a few eyebrows. Based on the feedback I received for a similar article on tipping, Is it acceptable to tip less (or not at all) in a bad economy?, I know that many people feel that the practice is unnecessary and resent having to do it at all. 

According to the Star, a 20 per cent tip could become the new norm. Several Toronto restaurants have changed the automatic prompts on their handheld terminals to account for 20 per cent, rather than the industry standard of 15 per cent. It is their belief that a larger tip is warranted by the “outstanding service” they provide. 

 
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